Terms of Use

1. General

1.1. Welcome to Ledgerholm (the Website). Contact: [email protected].

1.2. The Website presents external platforms (Third-Party Platforms) that enable trading (Services).

1.3. These Terms control your (You, Your, User) use of the Website and Services and create a binding agreement with the operator. If You do not agree, stop using the Website. Continued use indicates acceptance of these Terms, which may be revised. Our Privacy Policy is included by reference.

2. Eligibility

2.1. You may use the Website only if You are at least 18, possess legal capacity to accept these Terms and are not barred from the Services under the laws of the place where You reside or access the site.

2.2. We make no claim that the Website or Services are lawful for every user or situation and accept no responsibility for unauthorised use.

3. Restricted areas

3.1. We may restrict access in particular locations (Restricted Territories) or for individuals we reasonably believe could create legal, regulatory, reputational or financial risk. Extra conditions may apply depending on country. If You travel to Restricted Territories the Website or Services could become unavailable.

4. Prohibited conduct

4.1. You must not use the Website to violate others’ rights; publish illegal, damaging, defamatory or discriminatory material; introduce malware; run advertisements without permission; scrape, frame or mirror the Services; employ unauthorised bots; circumvent security; remove legal notices; access the Services except via the Website; interfere with other users; place hidden tracking without consent; breach applicable law; alter code; or reverse engineer our software.

4.2. If we reasonably suspect your activity violates these Terms or legislation we may observe usage, limit access, share behaviour with third parties where permitted by law and take further steps to protect our rights and users.

5. Intellectual Property Rights

5.1. The Website and its content (text, media, logos, designs, marks and software) are protected by intellectual property rights owned by us or licensors. Using the Website grants you no ownership beyond the limited right to use it as these Terms permit for personal non-commercial purposes.

5.2. You may not copy, alter, distribute, sell, lease, scrape, decompile or create derivative works from the Website or Services without our prior written approval.

6. Limitation of Liability

6.1. Your use occurs at your own risk. To the greatest extent allowed by law the Website and Services are supplied as is and as available without warranties of any kind including accuracy, availability, suitability for purpose or non-infringement.

6.2. We accept no liability for mistakes in content, service interruptions or harmful code sent by third parties. You agree to indemnify us against losses resulting from your use or decisions based on the Website or Services.

6.3. To the maximum extent permitted by law we will not be liable for indirect, incidental, special, consequential or punitive damages or for lost profits or data arising in connection with the Website or Services.

6.4. We bear no responsibility for telecommunications failures, internet congestion, device or browser incompatibility or other factors beyond our reasonable control.

7. Third-party services or content

7.1. You may encounter third-party material (for example advertisements or reviews about Third-Party Platforms). We do not control or endorse it and it may be incomplete or outdated. You alone decide whether to rely on it.

8. Links

8.1. Third-party links appear for information only. We accept no responsibility for the availability, content, products, services or policies of external websites. Access to third-party resources occurs at your own discretion and risk. Users must review the relevant terms and privacy policies of those websites.

9. Miscellaneous

9.1. We may modify or discontinue Services and update these Terms by posting a revised version. Continued use after changes indicates acceptance. The Terms and Privacy Policy form the complete agreement between You and us on the subject matter covered.

9.2. Failure to enforce any provision does not constitute a waiver. If any provision becomes invalid the remainder remains in force. We may transfer our rights and obligations; You may not transfer yours without our approval. Communications via the Website do not create relationships beyond these Terms.